Most popular plans
LIC Jeevan Utsav – Plan 771
A whole-life insurance plan providing guaranteed lifelong income and continuous family protection until age 100.
Key Highlights:
Lifelong Income: Enjoy a guaranteed annual payout equal to 10% of your Basic Sum Assured for life after the premium payment term ends.
Flexible Payout Options: Choose between receiving regular yearly income or a "Flexi" option that accumulates your payouts at a 5.5% interest rate for future withdrawal.
Short Premium Commitments: Pay premiums for a limited period ranging from just 5 to 16 years, while enjoying benefits for a lifetime.
Guaranteed Additions: Your policy value grows steadily with a guaranteed addition of ₹40 per ₹1,000 of the Sum Assured for every year during the premium-paying term.
Eligibility & Coverage: Secure your family's financial future with a minimum entry sum assured of ₹5,00,000, available for ages 90 days to 65 years.
Ideal For:
Individuals seeking both comprehensive family protection and a reliable, guaranteed lifelong income stream.
LIC Jeevan Umang – Plan 745
A whole-life insurance plan providing a guaranteed annual income and lifelong family protection up to age 100.
Key Highlights:
Guaranteed Annual Income: Receive a guaranteed yearly payout equal to 8% of your Basic Sum Assured for life after your chosen premium payment term ends.
Lifelong Protection: Enjoy continuous life insurance coverage that lasts until the age of 100, ensuring long-term financial security for your loved ones.
Flexible Premium Terms: Choose a limited premium paying period that fits your financial plan, with options of 15, 20, 25, or 30 years.
Maturity and Death Benefits: Receive a lump sum payout consisting of the Sum Assured plus any accrued bonuses upon reaching age 100, or payable to your nominee in the event of an unfortunate death.
Eligibility & Coverage: You can secure coverage starting with a minimum entry sum assured of ₹2,00,000, available to individuals aged 90 days to 55 years.
Ideal For:
Individuals seeking a combination of guaranteed post-retirement income, long-term wealth accumulation, and lifelong family protection.
LIC Jeevan Lakshya – Plan 733
A protection and savings-oriented endowment plan specifically designed to secure your child's future, ensuring financial stability even in your absence.
Key Highlights:
Annual Income Benefit: If the life insured passes away during the policy term, the nominee receives a guaranteed annual payout equal to 10% of the Basic Sum Assured until one year before maturity.
Premium Waiver: In the unfortunate event of the policyholder's death, all future premiums are waived, and the policy continues to earn bonuses.
Guaranteed Maturity Payout: At the end of the policy term, a lump sum is paid out, consisting of the Basic Sum Assured (or 110% of the Basic Sum Assured in the case of death) plus any accrued bonuses.
Limited Premium Commitment: Pay premiums for a limited period that is exactly 3 years less than the total chosen policy term.
Eligibility & Coverage: Start building a solid financial foundation with a minimum basic sum assured of ₹2,00,000 for individuals aged 18-50.
Ideal For:
Parents seeking to build a guaranteed fund for their child's education or marriage, ensuring that those crucial financial goals are achieved no matter what happens.
LIC Jeevan Labh – Plan 736
A limited-premium endowment plan that combines long-term savings with life insurance protection to help build a guaranteed corpus for the future.
Key Highlights:
Maturity Benefit: Upon surviving the chosen policy term, receive a lump sum payout consisting of the Basic Sum Assured, plus any vested Simple Reversionary Bonuses and Final Additional Bonus.
Death Benefit: If the policyholder passes away during the term, the family is financially secured with a payout equal to the higher of the Basic Sum Assured or 7 times the annualised premium, plus accrued bonuses.
Limited Premium Commitments: Enjoy extended life cover while only paying premiums for a limited number of years (10, 15, or 16 years) based on your selected policy term (16, 21, or 25 years).
Profit Participation: As a participating with-profits plan, your policy is eligible to earn simple reversionary bonuses based on the company's financial performance, helping your savings grow steadily over time.
Eligibility & Coverage: Start building your financial foundation with a minimum basic sum assured of ₹2,00,000, available for ages 8 to 59 years, depending on the policy term.
Ideal For:
Individuals looking for a secure, moderate-return savings vehicle to fund long-term milestones such as a child's higher education, marriage, or retirement, while ensuring robust life cover for their loved ones.
LIC New Jeevan Anand – Plan 915
A unique participating plan that offers an attractive combination of long-term savings and lifelong financial protection.
Key Highlights:
Dual Benefit of Endowment and Whole Life: Receive a lump sum maturity payout at the end of your selected policy term, while your life insurance coverage continues for your entire lifetime.
Maturity Benefit: If you survive the policy term, you receive the Basic Sum Assured along with vested Simple Reversionary Bonuses and a Final Additional Bonus, helping you achieve your long-term financial goals.
Lifelong Protection: After the policy matures, the risk cover continues for your whole life. In the event of death at any time after the policy term, the Basic Sum Assured is paid out again to your nominee as a death benefit.
Enhanced Death Benefit (During Term): If the policyholder passes away during the policy term, the family is financially protected with a death benefit equal to 125% of the Basic Sum Assured, plus all applicable accrued bonuses.
Eligibility & Coverage: You can start this plan with a minimum basic sum assured of ₹1,00,000. It is available for individuals aged 18 to 50 years, with flexible policy terms ranging from 15 to 35 years.
Ideal For:
Individuals looking for a comprehensive plan that provides a robust retirement corpus at maturity, plus the peace of mind that comes with leaving a guaranteed legacy for their family.
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LIC Bima Lakshmi – Plan 881
A comprehensive, women-centric life insurance and savings plan offering guaranteed returns, periodic money-back payouts, and complete family protection.
Key Highlights:
Exclusive for Women: A specialised non-linked, non-participating savings and protection plan designed exclusively for female lives.
Flexible Payout Options: Choose from three distinct survival benefit options to receive regular money-back payouts that suit your financial needs.
Guaranteed Additions: Enjoy assured growth with additions that accrue at 7% of the annualised premium for each completed policy year during your premium-paying term.
Limited Premium Payments: Keep your financial commitments short with premium payment terms ranging from 7 to 15 years, while enjoying a fixed policy term of 25 years.
Enhanced Health Protection: Enhance your coverage with the unique Female Critical Illness Rider, offering dedicated financial support against specific women-centric health risks.
Eligibility & Coverage: Build your savings with a minimum basic sum assured of ₹2,00,000 for women aged 18-50.
Ideal For:
Women seeking a reliable combination of guaranteed periodic cash flows, long-term savings accumulation, and dedicated health and life protection.
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LIC Nav Jeevan Shree – Plan 912
A limited-premium, non-linked, non-participating endowment plan that combines guaranteed savings with long-term life insurance protection.
Key Highlights:
Guaranteed Additions: Enjoy assured growth with fixed additions ranging from 8.5% to 9.5% of your annual premium, credited to your policy every year based on your chosen term.
Limited Premium Commitments: Keep your financial commitments short by paying premiums for a limited period (6, 8, 10, or 12 years) while maintaining full life coverage for a longer policy term of 10 to 20 years.
Flexible Death Benefit Options: Customise your family’s protection at the start of the policy by choosing a death benefit payout equal to either 7 times or 10 times your annual premium.
Guaranteed Maturity Payout: Upon surviving the policy term, receive a guaranteed lump sum comprising your Basic Sum Assured plus all accrued guaranteed additions, free from market risk.
Eligibility & Coverage: Secure a solid financial foundation with a minimum basic sum assured of ₹5,00,000, available to individuals aged 30 days to 60 years.
Ideal For:
Individuals seeking a safe, non-market-linked savings plan that provides a reliable combination of fixed, guaranteed returns and customizable lifelong protection for their family.
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LIC New Money Back Plan 25 Years – Plan 721
A non-linked, participating, limited-premium life insurance policy that offers life protection, periodic survival payouts, and savings support for long-term planning.
Key Highlights:
Periodic Money Back (Survival Benefit): Receive 15% of your Basic Sum Assured at the end of the 5th, 10th, 15th, and 20th policy years.
Guaranteed Maturity Benefit: At the end of the 25-year policy term, receive the remaining 40% of the Basic Sum Assured, along with any vested Simple Reversionary Bonuses and Final Additional Bonus.
Comprehensive Death Benefit: If the policyholder passes away during the term, the family receives the higher of 125% of the Basic Sum Assured or 7 times the annualised premium, plus accrued bonuses. Previously paid survival benefits are not deducted from this death claim.
Limited Premium Commitments: Enjoy a full 25-year policy term. Pay premiums for 20 years.
Eligibility & Coverage: Start this plan with a minimum basic sum assured of ₹2,00,000. It is available to individuals aged 13 to 45 years.
Ideal For:
Individuals seeking a structured savings plan that provides regular liquidity at key stages of life while maintaining robust protection for their family and supporting long-term financial needs.
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LIC Bima Shree – Plan 748
A premium money-back life insurance plan specially designed for High Net-Worth Individuals (HNIs), offering protection, guaranteed savings, and periodic liquidity.
Key Highlights:
Targeted High-Value Coverage: Designed for HNIs, this plan starts with a minimum basic sum assured of ₹10,00,000, providing substantial financial protection for your family.
Periodic Money-Back (Survival Benefits): Receive fixed survival payouts at specified milestones during your policy term to help meet liquidity needs without breaking your savings. You also have the flexibility to defer these payouts to a later date and earn interest on them.
Guaranteed Additions: Enjoy predictable wealth creation with guaranteed additions of ₹50 per ₹1,000 of the Basic Sum Assured for the first 5 policy years, and ₹55 per ₹1,000 from the 6th year until the end of your premium-paying term.
Limited Premium Commitments: Keep your financial commitments short with a premium-paying term that is exactly 4 years shorter than your chosen policy term (available policy terms: 14, 16, 18, and 20 years).
Comprehensive Maturity & Death Benefits: If you survive the policy term, you will receive the remaining percentage of your Sum Assured, plus all accrued Guaranteed Additions and any declared Loyalty Additions. In the event of an unfortunate death, your nominee receives an enhanced death benefit, plus accrued additions.
Ideal For:
High Net-Worth Individuals (HNIs), business owners, and professionals seeking a large life cover with guaranteed periodic cash flows, stability, and disciplined wealth creation.
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LIC New Jeevan Shanti – Plan 758
A single-premium, deferred annuity plan that guarantees a reliable and fixed lifelong pension to secure your retirement.
Key Highlights:
Guaranteed Lifetime Pension: Invest a lump sum once and receive a steady, guaranteed income for the rest of your life, entirely safe from stock market fluctuations.
Flexible Annuity Options: Choose between a Single Life Annuity for yourself or a Joint Life Annuity where the pension continues for a family member (such as a spouse, parent, child, or sibling) after your passing.
Customizable Deferment: You can postpone the start of your pension payouts for a period of 1 to 12 years (subject to maximum vesting age limits), allowing you to plan exactly when your retirement income begins.
Death Benefit Security: In the event of death, your nominee is financially protected with a payout equaling the higher of 105% of the purchase price or the original purchase price plus accrued additional benefits minus any annuities already paid.
Eligibility & Coverage: You can start securing your retirement with a minimum single-premium investment of ₹1,50,000. This plan is available to individuals aged 30 to 79 years.
Ideal For:
Individuals looking to invest a lump sum today to guarantee a fixed, risk-free, and regular income stream for their retirement years.
[Read Full Details]
LIC New Jeevan Amar – Plan 955
A pure risk term insurance plan offering high life cover at reasonable premiums to ensure absolute financial protection for your family.
Key Highlights:
Pure Term Protection: This plan is a pure term insurance policy that provides only a death benefit. It offers financial protection without any maturity or survival returns.
Flexible Coverage Options: You have the flexibility to choose between a Level Sum Assured and an Increasing Sum Assured. The Increasing Sum Assured option grows the coverage amount by 10% each year from the 6th to the 15th policy year.
Customizable Premium Payments: You can choose to pay premiums through Single, Regular, or Limited payment options. Additionally, the plan offers special lower premium rates for women and non-smokers.
Instalment Payouts: The death benefit can be received in structured instalments over 5, 10, or 15 years, instead of a lump sum.
Eligibility & Coverage: You can secure your family with a minimum basic sum assured of ₹25,00,000. The plan is available to individuals aged 18 to 65 years.
Ideal For:
Individuals seeking simple, pure term life cover at affordable premiums to secure their dependents’ financial future.
[Read Full Details]
LIC Bima Kavach – Plan 887
A non-linked, non-participating pure risk term insurance plan offering high life cover and flexible protection options up to age 100.
Key Highlights:
Pure Term Protection: Provides a guaranteed death benefit to financially protect your family if you pass away during the policy term, with no maturity or survival payouts.
Flexible Death Benefit Options: Choose between a Level Sum Assured or an Increasing Sum Assured, where your cover grows by 10% each year from the 6th to the 15th policy year.
Life Stage Benefit: Enhance your base coverage during major life events, such as marriage or childbirth, without requiring new medical tests (available under specific conditions).
Flexible Premium Payments: Select from Single, Regular, or Limited (5, 10, or 15 years) premium payment terms, while women and non-smokers can benefit from specially discounted rates.
Eligibility & Coverage: Build a substantial safety net with a minimum basic sum assured of ₹2 Crore, available to individuals aged 18 to 65 years, with the option to maintain coverage up to age 100.
Ideal For:
High-income earners, business owners, and individuals seeking a straightforward, high-value pure term plan to ensure absolute financial security for their dependents.
[Read Full Details]
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